Job Description
ING has set the Ambition to become a data-driven organization with analytics as a business model.
As Credit Risk stageur (SAS specialized), your primary responsibility will be to support the Credit Risk Area through ad hoc analysis, data extraction and reporting.
We are looking for a candidate who is proficient in analysing and visualizing data using SAS, combined with a quantitative background.
The resource will be part of the Data and Reporting team within the Retail Credit Risk Team that covers the full area of lending to Retail customers based on portfolio approach acting as second Line of Defense. The responsibility of the team ranges from portfolio performance monitoring and reporting, risk cost and RWA optimization and forecasting. ING Bank Italy portfolio consists of Residential Mortgages, Credit Cards, Overdrafts, Personal Loans (PL) and Cessione del Quinto (CQS).
Key Responsibilities
1. Support to Design, develop and maintain database structures
2. Automate and enhance reporting and analytics and shorten the turnaround time
3. Support data-driven strategic decisions on Retail propositions by analyzing, interpreting, elaborating data, visualizing and presenting results
4. Support the data reporting and analytics process with proper governance and documentation and keep the data quality at a defined satisfactory level.
5. Collaborate with other risk functions to identify business opportunities and improve system/process efficiency.
Requirements
6. Hold a degree in Statistics/Economics/Engineering or Computer Science
7. Preliminary experience in an analytics or data science
8. Advanced knowledge of Data Science (SAS Base)
9. Affinity with data and querying these data with SQL is a must
10. Fluent in English
As a plus:
11. SAS Certified Advanced Programmer for SAS 9, is a plus
12. Knowledge of credit risk and related regulations
13. Knowledge Database, Datawarehouse (Access, Oracle – SQL)
Our preferred candidate is
14. inquisitive and happiest exploring data, making discoveries and understanding their implications
15. self-starter mindset, proactively identifying issues and opportunities and tackling them without being told to do so
16. delighted in automating processes, building datasets and analyzing data to support business and risk decisions
17. proactive in managing daily task and personal targets
18. a strong and enthusiastic team player to whom colleagues can rely on
Location: Milan (hybrid)
About ING
The benefits of joining ING
In addition to being a part of a great team, working in a fun and innovative environment, we offer:
19. Super flexible smart working
20. Competitive base salaries and performance based bonuses
21. Diverse cultures & Innovative mindsets
22. International Environment
23. Commitment to sustainability
24. Lots of training development opportunities to help you grow
25. Lots of moments dedicated to physical and mental well-being
26. A special day off when it is your birthday: we call it #doyourbirthday!
27. And of course we can’t forget: free water & coffee at the office!
Our Commitment
Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.