PThanks to our innovative Buy Now Pay Later payment solution, Scalapay is transforming the way more than 6.5 million customers buy online and in-store, empowering 8,000+ merchants (online and in-store) to give their customers magical shopping experiences. /ppBeing only 3 years old didn’t stop us from becoming a unicorn. We have raised over $700 million, thanks to a team built around our 4 core values : #MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer. /ppThis is where your magic happens. If you love it, Scalapay it! /ppbAbout the role /b /ppWe are looking for a Head of Risk for our Payment Institute. In this role, you will report directly to the CEO of Scalapay IP and functionally to Scalapay’s Group Chief Risk Officer. You will be responsible for establishing and maintaining a robust risk and control environment to safeguard the Payment Institute’s business and reputation in our Buy Now, Pay Later (BNPL) operations. /ppYou will be responsible for providing the 2nd Line of defence, reviewing, challenging, and overseeing the IP business with a main focus on credit and fraud metrics. You will liaise with the regulator to ensure our risk policies and procedures comply with regulatory requirements. /ppOur Risk team is central to Scalapay, working across functions, products, and regions to monitor payment performance, balancing expected losses with approval rates and customer experience. /ppbResponsibilities /b /pulliOwn the Second Line Risk Framework with a focus on credit and fraud, ensuring oversight across the customer and merchant risk lifecycle. /liliDevelop and maintain risk policies, standards, and appetite thresholds aligned with regulatory and internal standards. /liliReview and challenge First Line risk strategies, models, scorecards, and policies. /liliLead portfolio reviews, stress testing, and early warning assessments to identify emerging risks. /liliRepresent the Risk function in governance forums including Risk Committee and Board meetings. /liliEngage with regulators, auditors, and external stakeholders on risk governance matters. /liliExtensive experience in credit risk within the financial industry (payment institute or bank preferred). /liliFluent in Italian (or equivalent knowledge). /liliProfessional proficiency in English. /liliA proven track record of data-driven decision making and applying data to risk challenges. /liliAt least 5 years of experience in a regulated environment. /liliExperience in building relationships with regulators. /liliStrong operational risk background with knowledge of other risks (reputational, regulatory, compliance). /liliAbility to communicate regulatory updates effectively to senior management and the board. /liliTeam-oriented attitude with excellent cross-functional communication skills across geographies. /liliCompetitive packages based on skills and experience. /liliInternational environment with daily challenges. /liliOpportunity to work with industry-leading tech teams focused on exceptional user experiences. /liliSupport for your professional growth and product ownership. /liliUse of latest technologies and encouragement to innovate. /li /ulpbRecruitment process /b /pulliA quick chat with our Talent Acquisition team. /liliFirst interview with the Head of Compliance AML and Internal Auditor to discuss your experience and motivation. /liliA case study to assess your hard skills, debriefed with the Chief Risk Officer and CEO. /liliFinal interview with our CEO, Simone Mancini, to assess cultural fit. /li /ulpuPro tip : /u We value talent over ticking all boxes. We believe in diversity and are an Equal Opportunity Employer, welcoming applicants regardless of minority status, disability, gender identity, or sexual orientation. /ppJ-18808-Ljbffr /p #J-18808-Ljbffr