Job Title: Senior Underwriter Analyst
Area: BU ELS / Underwriting / Underwriting ELS
Report to: Manager Underwriting
Main Responsibilities/activities
* Ensuring compliance with the risk policy
* Analyze and evaluate in an expert manner the financing applications (short and medium-term) in accordance with the applicable procedures and in compliance with Group’s credit policies, issuing an opinion within the assigned delegation, or by forwarding it to the next level
* Study of requests, control of study and decision delegations given to national dealers
* Analyze and evaluate contractual changes and requests on existing portfolio
* Know the risks associated to BU portfolio
* Manage the credit aspects of JV and partnerships
Profile
* Degree in economics or quantitative sciences
* Experience of 3-5 years in the assessment of credit risk within leasing, financial and/or banking institutions
* Good knowledge of principles and practices of credit assessment
* Knowledge of debt restructuring and PA process is appreciated
* Good financial and budgetary analysis skills
* Fluent knowledge of financial English
* Autonomy in the management of assigned tasks and in the decisions to be taken within the assigned delegations
* Organizational, planning and problem-solving skills
This announcement is addressed to any gender (D.Lgs. 198⁄2006, Codice Pari Opportunità)