PpGroup‑level expert role at ING with oversight of regulatory credit risk models, including IRB and IFRS 9. The role covers oversight of model changes, On‑Site Inspections and Internal Model Investigations, with direct interaction with the ECB and external auditors. You will support, advise and challenge senior Risk Management and Model Development teams, exercising independent technical judgement on model risk, methodology and supervisory expectations. /p h3The Team /h3 pThe team is ING’s center of expertise for regulatory credit risk models and on‑site inspections, providing Group‑level oversight of credit risk model strategy across global and local IRB and IFRS 9 models. It coordinates local model development activities across ING, ensuring alignment with Group methodological standards and regulatory requirements. /p pThe team leads on‑site inspections and model investigations, supports senior internal stakeholders with deep subject‑matter expertise, and coordinates technical engagement with the ECB and external auditors. /p pYou will join an experienced international team with diverse backgrounds in credit risk modelling and supervision, working collaboratively on complex regulatory and modelling challenges at Group level. /p h3Roles and Responsibilities /h3 pSenior content‑driven expert responsible for Group‑level oversight of regulatory credit risk model changes, supporting, advising and challenging senior Risk Management and Model Development teams on IRB and IFRS 9 models, while exercising independent technical judgement on model risk, methodology and supervisory expectations. /p h3Specific Tasks and Responsibilities /h3 ul liOversee changes to regulatory credit risk models and rating systems at Group level, acting as both advisor and controller. /li liPerform advisory and quality‑assurance reviews of IMIs and on‑site inspections, including coordination of supervisory submissions, presentations and QAs. /li liManage senior internal stakeholders across the end‑to‑end credit risk model lifecycle globally, as well as external stakeholders, in particular the ECB and external auditors. /li liRepresent ING in IMIs, on‑site inspections and regulatory discussions related to credit risk models. /li /ul h3Specific Knowledge and Experience /h3 ul liBackground: You bring a Master’s degree and 6–12 years of experience in credit risk modelling, supervision or closely related fields. /li liCredit Risk Modelling: You have broad, hands‑on expertise in credit risk modelling, combining strong statistical depth with practical understanding of IRB and IFRS 9 frameworks, policy implications and regulatory context. /li liEnd‑To‑End Perspective: You understand the full regulatory credit risk model lifecycle and are able to identify, assess and manage model risk at Group level. /li liRegulation Policy: You apply capital requirements regulation, credit risk policies and model risk frameworks with sound judgement, translating regulatory requirements into defensible modelling and governance decisions. /li liQuantitative Judgement: You demonstrate strong command of quantitative and statistical concepts relevant to credit risk models, and can critically assess analyses with a clear supervisory and materiality lens. /li liCommunication: You communicate technical positions clearly and precisely, engage confidently with senior stakeholders and supervisory authorities, and contribute pragmatically to the development of policies and methodologies. /li /ul h3The benefits of joining ING /h3 pIn addition to being a part of a great team, working in a fun and innovative environment, we offer: /p ul liSuper flexible smart working /li liCompetitive base salaries and performance based bonuses /li liDiverse cultures Innovative mindsets /li liInternational Environment /li liCommitment to sustainability /li liLots of training development opportunities to help you grow /li liLots of moments dedicated to physical and mental well-being /li liA special day off when it is your birthday: we call it #doyourbirthday! /li liAnd of course we can’t forget: free water coffee at the office! /li /ul h3Our Commitment /h3 pDiversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates. /p /p #J-18808-Ljbffr