CRIF, a prestigious and innovative international group specialising in information solutions, decision-making models, outsourcing, software and consulting services to support banks, financial companies, insurance companies, utilities and businesses, is looking for:Credit Process ExpertMain responsibilities:- Analyzing production data to monitor service usage and adherence to agreed roadmaps, proactively identifying behaviours not aligned with expectations and potential opportunities for expansion.- Ensuring continuous alignment with active clients, reference markets and internal stakeholders, gathering and translating feedback into functional requirements and product enhancements.- Driving the ongoing evolution of the analytical component, monitoring competitors to ensure an innovative yet sustainable approach over time.- Supporting pre‐sales activities, managing all analytics‐related aspects such as RFP/RFI responses, contributions to contract drafting, and participation in pre‐sales meetings.Requirements:- Degree in scientific (engineering, statistics, mathematics, physics, ...) or economic subjects or equivalent professional experience.- At least 3-5 years of professional experience in consulting and/or analytics roles.- Proven expertise in developing credit risk assessment models (PD) and in understanding the processes in which such models are embedded; this competency is essential to position the service effectively.- Strong interest in continuous innovation, with the ability to propose methodological solutions that enhance efficiency, scalability and long‐term sustainability of the product.- Excellent written and verbal communication skills, including in cross‐functional contexts.- Good organizational skills and the ability to manage multiple projects simultaneously.- Knowledge of the Italian language at a mother tongue level.- Excellent knowledge of the English language.- Knowledge of French is considered a plus.The position is based at Bologna or CRIF Campus, Via Ca' Masino 611.We offer a safe and inclusive environment where colleagues are encouraged to think outside the box. CRIF is committed to creating a diverse, inclusive work environment and promoting equal opportunities throughout the employee life cycle. We aim to attract and retain the best people and embracing gender, age, culture, religion and disability diversity