H3Description /h3pstrongYou Lead the Way. We’ve Got Your Back. /strong /ppWith the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. /ppAt American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our acompany values /a and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. /ppJoin Team Amex and let's lead the way together. /ppstrongHow will you make an impact in this role? /strong /ppYou will join a team responsible for supporting and collaborating in the definition of credit strategies and models, credit risk monitoring and governance for the acquisition of individuals and small companies. /ppThanks to your strong analytical mindset and data manipulation skills you will work on projects to implement automated monitoring systems while deep-diving on identifying opportunities of growth. You will be involved with the CFR International Centre of Excellence teams on defining and implement the best-in-class modelling solutions and strategies dedicated to acquisition for individuals and small companies. /ppIn particular, you will be requested the following activities: /pulliCredit Risk Data and Processes: Identify new and innovative data points and sources to enhance our models and strategies, then support the integration of the new data in our systems. Identify opportunities for process efficiencies and contribute to work flow/process change redesign, forming a good understanding of the specific product or process. /liliCredit Risk Analysis : analyse, assess, and quantify the impact and probability of various risk scenarios and select the most appropriate course of action for the given situation. /liliInsights and Reporting : Develop, create and maintain credit risk reporting. Lead execution of complex reports, identifying and interpreting complex patterns and trends, and translating those insights into actionable recommendations. Applies comprehensive knowledge and skills to create relevant, lucid and effective reports. /liliComputer Skills : Independently supports business processes with comprehensive understanding and effective use of standard office equipment software packages (SQL and Python). /liliCredit Risk Management : Keep track of risk parameters, identifying any more deviations and reporting them to more senior colleagues. /liliCompliance Management : Works with guidance to achieve full compliance with applicable policy and regulations. /liliAnalyse Alternatives and Recommend Solutions : Develop expert understanding of the end-to-end customer journeys, understand the systems where the data resides, the processes by which data is collated and stored and the methods available for data retrieval. /li /ulpstrongMinimum Qualifications /strong /pulliSTEM bachelor’s degree. /liliMinimum 4 years of relevant work experience in any of these fields: Credit Risk, Modelling. Consulting, Data and Analytics. /liliExperience in automated reporting, models and analytical systems. /liliStrong analytical skills and professional proficiency in SQL and Python and automation tools (PowerBI). /liliUnderstanding of Credit Risk Modelling (preferred if Machine Learning). /liliDemonstrated ability to work collaboratively in a team environment and a strong willingness to learn. /liliProficient in English and Italian. /liliCredit Bureau knowledge is a plus. /li /ulh3Qualifications /h3pWe back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: /pulliCompetitive base salaries /liliBonus incentives /liliSupport for financial-well-being and retirement /liliComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) /liliFlexible working model with hybrid, onsite or virtual arrangements depending on role and business need /liliGenerous paid parental leave policies (depending on your location) /liliFree access to global on-site wellness centers staffed with nurses and doctors (depending on location) /liliFree and confidential counseling support through our Healthy Minds program /liliCareer development and training opportunities /li /ulpOffer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. /pulliJob Field: Risk /liliSchedule: Full-time /li /ul #J-18808-Ljbffr