The job description provides comprehensive information about the role, responsibilities, qualifications, benefits, and company values. However, it can be improved in terms of formatting and clarity for better readability. Here's a refined version with improved structure and removal of irrelevant or repetitive content: Social Network Login/Join Credit Risk is a central function within the CRO, responsible for managing credit risk in Deutsche Bank's Brazilian operations, including corporates, banks, non-bank financial institutions, and sovereign entities across the region. The team sets limits, approves credits, and monitors risk within the bank's Enterprise Risk Management framework. Credit Risk enhances control over the bank’s credit exposure by providing technical expertise and facilitating strategic decisions to optimize capital use, analyzing industry, sovereign, and settlement risks. What We Offer A diverse and inclusive environment fostering change, innovation, and collaboration. Hybrid work model with flexible in-office and remote options, generous vacation, and volunteer days. Employee Resource Groups supporting inclusion and community engagement. Competitive compensation, health benefits, retirement plans, parental leave, and family benefits. Educational resources, matching gift, and volunteer programs. Responsibilities The credit officer will manage risks associated with Brazilian counterparties, including: Analyzing credit quality of corporate and financial institution portfolios in Brazil. Approving or declining credit transactions under delegated authority, ensuring alignment with risk appetite and compliance with standards. Assessing transaction risks, recommending risk mitigation, and defining credit terms in legal documentation. Structuring transactions for optimal risk/return outcomes. Monitoring portfolio quality and providing ongoing risk oversight. Ensuring regulatory compliance. Leadership and Communication The VP / Head of CRM Brazil interacts with senior management and represents CRM in risk committees. Acts as a liaison between business units and credit committees. Engages with local regulators due to regulatory requirements. Required Skills and Experience 5-9 years of credit experience in Brazil or Latin America, with expertise in corporates or financial institutions. Bachelor’s degree in Finance, Accounting, Economics, or related fields. Fluent in English; Spanish is a plus. Knowledge of capital markets products, derivatives, and banking products. Experience in approving derivatives and commercial credit, and negotiating related documentation. Preferred Skills Strong interpersonal, leadership, and communication skills in Portuguese and English. Independent judgment, attention to detail, and analytical skills. Self-motivated with a proactive approach to career development. Alignment with the bank’s values and high-performance culture. Employees are expected to work in the São Paulo office under the hybrid model. Deutsche Bank provides accommodations for qualified candidates with disabilities or religious needs. We value diversity and inclusion, fostering an environment where everyone can be authentic and feel a sense of belonging. We are an Equal Opportunity Employer, welcoming applications from all backgrounds. Learn more about our culture and opportunities through employee stories and virtual office tours. We are committed to acting responsibly, thinking commercially, taking initiative, and working collaboratively to empower our team to excel together every day. Join us in celebrating our successes and contributing to Deutsche Bank Group’s growth. J-18808-Ljbffr