PSoldo is the proactive spend management solution that frees progressive businesses to accomplish more. /ppOver 25,000 organisations across 31 countries use Soldo to end slow, messy, and inefficient spending, bringing financial agility and control over every expense. Soldo frees finance with a uniquely proactive approach to managing decentralised spending. /ppBy combining a powerful spend management platform, a user-friendly app, and versatile payment methods, Soldo automates expense admin to eliminate inefficiency in managing business spending. /ppBy proactively managing decentralised spend, organisations empower employees to spend when and where it's needed, keeping productivity high while avoiding month-end surprises. /ppFounded in 2015 by Italian digital innovator Carlo Gualandri, Soldo is headquartered in London, with offices in Dublin, Milan, and Rome. /ppWe’re looking for people with big ambitions, cool heads, sharp minds, and warm hearts. Come and join us as we grow together. /ppbr/ppstrongWhat's in it for you /strong /pulliCompetitive salary /liliPrivate healthcare coverage for you and your family /liliLunch Vouchers /liliGenuine career development opportunities (we love to see you succeed) - including your own annual €500 career development budget /liliAccess to training and development - including a mentoring programme, workshops and the opportunity to progress onto our leadership programme /liliFlexible working options, including working from home or our Milan or Rome offices + 60 days’ work anywhere /liliStatutory Leave entitlements plus extra days off on Christmas Eve, New Year's Eve and your Birthday /liliYour own personal company Soldo card /liliEmployee Assistance Programme /liliCAF Annual Fiscal Financial Support /li /ulpbr/ppstrongThe role /strong /ppWe are looking for a Financial Services Tech Risk Specialist to join our Financial Services Technology team within a fast-growing Fintech environment. The successful candidate will play a key role in designing, implementing, and monitoring transaction risk and AML controls across multiple payment products (card payments and bank transfers). /ppThis role requires strong hands-on experience with AML and transaction monitoring systems (preferably Featurespace) and the ability to support our Risk Compliance team in identifying risk scenarios and defining, maintaining, and optimising risk rules to prevent fraud, money laundering, and financial crime while minimising false positives. /ppbr/ppstrongKey Responsibilities /strong /pulliDesign, configure, and maintain transaction monitoring and AML rules for: Card Payments and Domestic and International Bank transfers (SEPA, SWIFT, Instant payments, Faster Payments, BACS, etc.) - including actively coding rules logic on the Featurespace platform, testing and deploying changes, ensuring adherence to appropriate change management procedures and a full audit trail /liliParticipate in regular meetings with the Risk Compliance team to define priorities, refine backlog and review implemented tasks. /liliMonitor daily/weekly alerts generated by transaction monitoring systems and support escalation, investigation, reporting and analysis of rule effectiveness and false positive rates /liliSupport Risk Compliance and Security teams in performing risk analysis on customer transactions, behaviours, and payment flows to identify fraud patterns, AML, and financial crime risks /liliSupport regulatory and audit activities by providing documentation, data analysis, and explanations of risk rules, controls, incidents and remediation actions /liliStay up to date with regulatory requirements (AML, CTF, sanctions) and emerging fraud trends in the Fintech and payments space /liliDeal with the external provider for BAU operations aspects and for the resolution of any low-severity issues /liliCollaborate with FS Tech and Product Tech teams to enhance the Soldo transaction monitoring solution and identify and resolve any issues with the internal processing of events feeding into or originating from the Soldo transaction monitoring solution /liliParticipate in the testing and rollout of new payment products or changes to existing flows from a risk perspective /li /ulpbr/ppstrongWe are looking for someone who must have /strong /pulliExperience in financial services risk, AML, fraud, or transaction monitoring, preferably in a Fintech, bank, or equivalent payment institution /liliStrong hands-on experience with AML and transaction monitoring tools, such as: /li /ulp1. Featurespace (preferred), Actimize, Feedzai, FICO, Stripe Radar, Lexis Nexis, SMASH or similar platforms /pulliProven experience in writing, modifying, and maintaining risk rules and scenarios /liliSolid understanding of: /li /ulp1.AML/CTF frameworks /pp2. Transaction monitoring methodologies /pp3. Fraud typologies related to cards and bank transfers /pulliExperience working with different payment types: /li /ulp1. Card payments (credit, debit, prepaid) /pp2. Bank transfers (SEPA, international wires, instant payments, Faster Payments, Bacs) /pulliStrong analytical skills with the ability to interpret transaction data and identify risk patterns or data points useful for the enhancement of the control framework /liliAbility to balance risk mitigation with customer experience and business growth /liliGood understanding of regulatory expectations (e.g. EU AML directives, EBA guidelines, local regulations) /liliFluent in English (written and spoken) /li /ulpbr/ppstrongIt would be nice if you had: /strong /pulliExperience working in a regulated Fintech or EMI /liliKnowledge of sanctions screening and PEP monitoring /liliExperience with SQL, data analysis tools, or dashboards (e.g. Tableau, Power BI) /liliFamiliarity with machine learning–based monitoring tools /liliExperience supporting internal or external audits and regulatory inspections /liliExperience working in an Agile environment according to Scrum/Kanban methodology /liliKnowledge of Jira and Confluence /li /ulpbr/ppstrongPersonal Attributes /strong /pulliDetail-oriented with a strong sense of ownership /liliComfortable working in a fast-paced, evolving environment /liliStrong problem-solving and decision-making skills /liliAble to communicate risk concepts and logic behind the rules clearly to technical and non-technical stakeholders /liliCollaborative mindset and proactive approach to risk management. /li /ul